Terms and Conditions
Last updated: January 2nd, 2026
Welcome to Highbanks (the "Website"). These Terms and Conditions ("Terms") govern your use of our website and any services, content, or materials provided through it. By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.
1. About Highbanks
Highbanks provides information, services, and content related to its business operations. The content on this Website is provided for general informational purposes only and may be updated or changed at any time without notice.
2. Use of the Website
You agree to use this Website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use of the Website.
You must not:
Use the Website in any way that breaches applicable laws or regulations
Attempt to gain unauthorized access to the Website, servers, or data
Introduce viruses, malware, or other harmful material
Copy, reproduce, or redistribute Website content without permission
3. Intellectual Property
All content on this Website, including but not limited to text, images, graphics, logos, branding, layouts, and design elements, is the property of Highbanks or its licensors and is protected by copyright and intellectual property laws.
You may view, download, or print content for personal, non-commercial use only. Any other use requires prior written consent from Highbanks.
4. User Submissions
If you submit content to Highbanks through forms, email, or other means, you grant Highbanks a non-exclusive, royalty-free, perpetual license to use, reproduce, and distribute that content for business purposes.
You confirm that any information you provide is accurate and does not violate the rights of any third party.
5. Third-Party Links
This Website may include links to third-party websites for convenience or informational purposes. Highbanks does not control or endorse these websites and is not responsible for their content, policies, or practices.
Accessing third-party websites is done at your own risk.
6. Disclaimer
The Website and its content are provided on an "as is" and "as available" basis. While we strive to keep information accurate and up to date, Highbanks makes no warranties or representations of any kind, express or implied, about the accuracy, reliability, or completeness of the content.
7. Limitation of Liability
To the fullest extent permitted by law, Highbanks shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Website.
8. Indemnification
You agree to indemnify and hold harmless Highbanks, its directors, employees, contractors, and affiliates from any claims, damages, liabilities, costs, or expenses arising from your use of the Website or breach of these Terms.
9. Privacy
Your use of this Website is also governed by our Privacy Policy. By using the Website, you consent to the collection and use of information as outlined in that policy.
10. Changes to These Terms
Highbanks reserves the right to modify or update these Terms at any time. Changes will be effective immediately upon posting to the Website. Continued use of the Website after changes constitutes acceptance of the revised Terms.
11. Termination
Highbanks may suspend or terminate access to the Website at any time, without notice, if these Terms are violated.
12. Governing Law
These Terms are governed by and construed in accordance with the laws of the applicable jurisdiction in which Highbanks operates, without regard to conflict of law principles.
13. Contact Information
If you have any questions about these Terms and Conditions, please contact:
Highbanks
[Insert Contact Email]
By using this Website, you acknowledge that you have read, understood, and agree to these Terms and Conditions.